4 Strategies To Keep Claims Costs Down

1/22/2020 (Permalink)

Calling SERVPRO right away helps lower the cost of the claim

No two disasters are alike. A flood might involve black water that poses a safety risk to humans. A fire could be relatively minor or result in a catastrophic loss. Certain aspects of disaster relief, though, benefit from standardized actions. A fast response is crucial, as a disaster relief team should arrive on the premises within four hours of being called. Technicians should be trained and should have access to the best equipment for the recovery process. A variety of methods, such as pretesting, should be used to minimize expenses.

Measures for Cost Containment

An insurance agent appreciates keeping costs down when practicable. This is one reason a SERVPRO franchise is preferred over other remediation teams. In many cases, items such as flooring, walls, carpeting and equipment can be restored instead of replaced. Pretesting of items furthers this concept of cost containment in the following ways:

• Testing of every item
  
• Analysis of suitability for restoration
  
• A philosophy of "restore when possible, replace when necessary"
  
• Testing to find hidden damages such as mold growth
  
  

With advanced technology, testing is an effective way to assess the level of damage of many items. Without this approach, a perfectly good material could be tossed out at an unnecessary expense. Furthermore, testing can find and treat hidden areas of water damage and soot odors, eliminating the need for additional restoration visits in Golden Beach, FL.

Steps for the Claims Process

Work on an insurance claim begins as soon as the recovery company is called. The initial inspection and damage assessment begins an orderly record of damages incurred. Digital photos are taken to record damages. Pretesting happens in the pertinent circumstances. Eventually, a detailed estimate is sent to adjusters, which is then communicated to the business owner. Information can be delivered via hard copy or electronic file. With all of these resources in hand, the insurance agent can better deal with clients.